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(609) 931-5050
Insurance Claims AssistanceHouston, Texas
Navigate Houston water damage insurance claims with confidence. Our claims specialists work directly with adjusters, provide Xactimate estimates, and advocate for maximum coverage, turning insurance headaches into smooth settlements for over 500 Houston families.
Our Insurance Claims Assistance Process
We guide Houston property owners through every step of the insurance claims process, providing expert documentation and advocacy to ensure maximum coverage and fair settlements.
Immediate Documentation
Day 1
We begin documenting damage immediately upon arrival, creating detailed photo and video evidence for your claim.
Insurance Notification
Day 1-2
Help you contact your insurance company and provide initial damage assessment and emergency mitigation details.
Adjuster Coordination
Day 3-7
Schedule and attend insurance adjuster meetings, providing technical expertise and damage documentation.
Detailed Estimate
Day 5-10
Prepare comprehensive restoration estimates using industry-standard pricing software (Xactimate).
Claims Advocacy
Ongoing
Advocate for proper coverage and work with adjusters to ensure all damage is included in the settlement.
Direct Billing
Upon approval
When possible, bill insurance directly to minimize your out-of-pocket expenses and streamline payment.
Professional Claims Documentation
Proper documentation is critical for successful insurance claims. Our team provides comprehensive evidence and expert advocacy for your Houston water damage claim.
Professional Photography
High-resolution photos documenting all damage from multiple angles with proper lighting and detail.
Moisture Mapping
Scientific moisture readings and thermal imaging to document hidden damage not visible to adjusters.
Detailed Estimates
Line-item estimates using Xactimate software that insurance companies recognize and accept.
Progress Reports
Regular updates and documentation throughout the restoration process for insurance compliance.
Insurance Companies We Work With
State Farm
Allstate
Farmers
USAA
Liberty Mutual
Progressive
Travelers
Nationwide
American Family
Auto-Owners
Chubb
Hartford
Safeco
Mercury
Texas Farm Bureau
Don't see your insurance company? We work with all major carriers serving Houston.
Houston Water Damage Insurance Claims Tips
Important information every Houston property owner should know about water damage insurance claims.
Document Everything Immediately
Take photos and videos before any cleanup begins. This initial documentation is crucial for your claim.
Prevent Further Damage
You have a duty to mitigate damage. Emergency services like water extraction are typically covered.
Keep All Receipts
Save receipts for emergency services, temporary housing, and any immediate repairs or supplies.
Don't Throw Away Damaged Items
Keep damaged items until the adjuster has seen them, unless they pose a health or safety risk.
Get Professional Help
Work with certified restoration professionals who understand insurance requirements and documentation.
Need Help with Your Houston Water Damage Claim?
Don't navigate the insurance claims process alone. Our experts ensure you get the coverage you deserve.
Claims Help: (609) 931-5050